When you’ve booked your trip through Disney, you were probably asked if you wanted to purchase trip insurance. Chances are, you bought it, at about $151 for two adults. But did you make the right decision? Well, there are some good reasons to buy trip insurance and I’m not going to cover those now. The real question is, did you buy it at the right time?
When you buy trip insurance, it’s non-refundable. This means that if you book your trip six-months out on the 20th of the month and cancel on the 30th of that same month, you lost $151. But what would you have lost if you hadn’t bought the insurance? Nothing. Not your deposit, not the money you put toward your trip. Nothing.