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Using the Disney dining plan isn’t as straight-forward as simply walking into a restaurant and handing over your Key to the World Card: While all credits are created equal, not everything you buy will be. While it’s obvious that missing meals is essentially throwing money away, so is using a snack credit for a soda. Fortunately, using the plan effectively is actually quite easy. Here are the top ten tricks that will help you get the most out of the plan:

10. Use your dining plan for character meals and other more expensive dining locations. Look at it this way: For guests 10-years old and up, the dining plan costs $56 per person per night: This gives you a table service, meal, a quick service meal, a snack, and a refillable mug. If you estimate $4 for a snack, and $14 for a quick-service meal, you still need to “spend” $38 on your table-service meal that day. That’s not difficult to do if you’re eating dinner at location like Boma or Ohana, but if you’re eating at Via Napoli or 50s Prime Time Café, your tab is going to come in at around $30 per person. Not only did you not break even that day, you actually lost money.

9. Pay out of pocket for less expensive meals and you avoid the scenario above. This only works if you plan on eating more table-service meals than you’re actually allotted on the plan.

8. Avoid using your snack credits for drinks. As noted above, the dining plan works best when you save your credits for more expensive items, so save your credits for items cupcakes or ice cream (both $4 or more) and pay out of pocket for your drinks (usually under $3).